Practice Areas & Deliverables

Nine practice areas. Every one ends in a deliverable your team keeps.

Every practice is organized the same way — a category, an engagement format, and a defined deliverable: scoped, finite, and sized to the question in front of you, never to a retainer.

A lighthouse and a lone sailboat off Odiorne Point, New Hampshire.
Three engagement formats
Project Defined scope, fixed fee.
Extended A multi-month advisory engagement of defined term.
Workshop Session-based, hands-on.
The signature entry engagement

Financial & Operational Analysis & Recommendations

Project Fixed fee

The low-risk first engagement — it proves the standard before anything bigger is on the table.

A clean, fixed-scope read on where the organization stands and where the value is hiding — benchmarked, quantified, and delivered to the board.

  • 01All significant financial and operational ratios calculated against benchmarks, with a current-state analysis and recommendations for setting and reaching target ratios.
  • 02A complete review of current and alternate revenue streams and customer contracts, with analysis and recommendations.
  • 03Vendor-contract and operational-cost analysis.
  • 04A report on the highest-value revenue-optimization and operational-efficiency opportunities.
  • 05A full board-level presentation outlining the opportunities and quantifying projected impact.
Start with an Analysis
Who we serve

Senior capacity, beside the people already carrying it.

01

Boards & Trustees

Independent perspective, governance discipline, and numbers they can trust.

02

Executives

Senior capacity beside them — for the opportunity, the crisis, or the gap.

03

Owner-Operators

The systems, planning, and financial discipline of a larger organization, sized to theirs.

OAS augments the team you have rather than replacing it — everything built during an engagement stays with your people.

When we engage

Three moments worth calling in a steady hand.

Opportunity

Move deliberately.

An expansion, a new venture, a repositioning, or a capital project worth pursuing — build the plan and model the outcomes before the capital is committed.

Challenge

Get ahead of it.

Covenant stress, census decline, margins that stopped cooperating, or a lender asking harder questions — stabilize, and quantify what is really happening.

Transition

Steady the room.

A leadership vacancy, a succession, or an affiliation question — when steady hands and numbers the board can trust matter most.

The nine practices

Every practice, in full.

Practices are drawn only as each earns its place. The depth of a sitting CFO or COO — brought to your board and executive team through review, analysis, and recommendations, paired with a forward-looking embrace of AI.

01

Finance

The numbers that run the community — done to a CFO’s standard.

Executive financial advisory

Extended
  • CFO-level partnership with the board and finance committee on financial and operational goals
  • Review, analysis, and upgrades to monthly statements and reporting packages
  • Treasury and liquidity oversight — cash position, banking relationships, and debt service

FP&A

Project
  • Collaborative annual budget and multi-year forecast (live Excel), with FTE and capital benchmarking
  • Decision-support pro forma modeling of proposed initiatives, with scenario and sensitivity analysis
  • Board-ready recommendations the client’s team retains and re-runs

Revenue, Rates & Contracts

Project
  • Entrance-fee and monthly-fee pricing studies by contract type, with market comparables
  • Resident-agreement economics, refund-liability, and financial-qualification review
  • Revenue-cycle and reimbursement review — billing, collections, denials, and cash acceleration

Capital & debt

Project
  • Bond issuance and financing support, from feasibility inputs through post-issuance compliance
  • Ongoing covenant-compliance monitoring and lender relations, with a live covenant calculator
  • Waiver and amendment strategy with lender-negotiation support

Turnaround & special situations

Project
  • Thirteen-week cash-flow model and covenant-workout support
  • Expense and census stabilization with a monthly turnaround scorecard
  • Distress and forbearance advisory, including bond-required consultant-call compliance

Accounting, Financial Reporting & Audit Readiness

Project
  • Monthly reporting redesign — KPI dashboards, variance narratives, and a tighter close
  • Audit preparation, workpaper standards, and significant-estimates memos
  • Form 990 readiness with tie-out to the audited statements
02

Operations

The difference between a community and an institution is operational discipline.

Operational assessment

Project
  • Whole-campus operational review benchmarked to peers, with a 12-month roadmap
  • Department deep-dives (dining, facilities, EVS, transportation) with cost-per-unit metrics
  • Staffing-model analysis and quantified savings targets with owners

Census & revenue management

Project
  • Census recovery plan with pipeline and conversion analytics
  • Pricing, incentive, and sales-process review
  • 90-day census action plan with a weekly cadence

Vendor & procurement

Project
  • Vendor contract portfolio review with savings quantification and a renewal calendar
  • GPO strategy and renegotiation priorities
  • Energy procurement — load profile, supplier bids, and term recommendation

Executive operational advisory

Extended
  • COO-level operating KPI cadence and department-leader coaching
  • Capital and project prioritization advisory
  • Board operations reporting
03

Board Relations

Boards that govern with clarity — informed, prepared, and unafraid of the numbers.

Board reporting & education

Project
  • Board-pack and KPI-dashboard redesign with an annual reporting calendar
  • Trustee finance education — CCRC economics, entrance-fee accounting, ratios, and covenants
  • New-trustee orientation kit and plain-language glossary

Committee support

Extended
  • Finance, audit, and investment committee agendas and materials
  • Independent perspective in the room, with minutes and follow-through tracking
  • Committee charter reviews

Governance events & transitions

Workshop
  • Strategic retreat design and facilitation, with a decisions-and-commitments memo within a week
  • Executive evaluation instrument and process
  • Succession planning for emergency and planned scenarios

Regulatory & disclosure

Extended
  • Annual CCRC disclosure-statement preparation support (NH Insurance Department and other states)
  • Regulatory compliance calendar and examiner-request coordination
  • Board compliance reporting
04

Human Resources

The workforce is the product. Structure it that way.

Organization & compensation

Project
  • Organization design and staffing analysis with a cost model and span-of-control review
  • Market compensation study with pay-structure design and wage-compression fixes
  • Staffing-to-census ratios and transition sequencing

Benefits & retirement

Project
  • Health & welfare plan-design and vendor review, with cost-share modeling and RFP facilitation
  • 403(b)/401(k) fee benchmarking and vendor RFP
  • Investment-menu governance and fiduciary-calendar templates

Policy & culture

Project
  • Handbook and policy refresh with counsel coordination and manager rollout
  • Policy gap analysis
  • Leadership development and succession with a quarterly coaching cadence
05

Strategy

Plans that survive contact with the next decade.

Strategic planning

Project
  • Strategic plan — situation assessment, scenario models, and mission-tested priorities
  • Implementation calendar with owners and board-adoption materials
  • Annual plan refresh with quarterly plan-to-actual accountability

Market & positioning

Project
  • Repositioning / market study — demand, competitor, and unit-mix analysis
  • Price-point positioning and phasing recommendation
  • Affiliation, M&A, and strategic-options framework with a board decision memo

Benchmarking & market intelligence

Project
  • Annual CCRC financial-ratios brief against published medians
  • Client-specific overlay
06

Project Development

Capital projects that finish on budget and on mission.

Feasibility & financing

Project
  • Concept pro forma and development feasibility (live model)
  • Absorption and fill-up schedule
  • Financing strategy with a go/no-go board memo

Owner’s advisory

Extended
  • Owner’s-side budget-to-actual tracking and draw review
  • Change-order protocol and GC/architect contract review
  • Risk register and monthly owner’s report

Project reporting

Extended
  • Project dashboard and lender draw packages
  • Milestone board presentations
  • Closeout and lessons-learned memo

Opening & fill-up

Project
  • Pre-opening budget and staffing ramp
  • Operational-readiness checklist by department
  • Fill-up cash-flow curve and covenant bridge
07

Investment Oversight

Investment programs governed by cash-flow reality, not product pitches.

Investment policy

Project
  • Near / mid / long-term cash-flow-needs analysis first
  • Cash-flow-based IPS with allocation ranges, spending policy, and roles & responsibilities
  • Board adoption resolution

Program oversight

Extended
  • Quarterly performance review against policy, with a manager-evaluation framework
  • Fee benchmarking and rebalancing discipline
  • Manager / OCIO search — RFP, scoring, and transition

Treasury & reserves

Project
  • Cash tiering (operating / reserve / long-term) and laddering plan
  • Bank-fee and coverage review (FDIC / SIPC map)
  • Sweep and yield recommendations

Governance and oversight only — OAS does not take discretion, custody assets, or recommend individual securities.

08

Software Implementations

Systems that go live on time — and actually get used.

Selection

Project
  • Requirements definition and vendor RFP (EHR/EMR, ERP/GL, CRM, POS, HRIS)
  • Scoring matrix and total-cost-of-ownership model
  • Contract-negotiation support

Implementation

Extended
  • Implementation advisory — project governance, data-migration, and integration mapping
  • User-acceptance test scripts and a cutover / go-live plan
  • Change management and role-based training with adoption metrics

Optimization

Project
  • Post-implementation adoption and utilization review
  • Workflow fixes and report / dashboard buildout
  • Database hygiene standards
09

AI Adoption

AI where it actually belongs in your organization — and not where it doesn’t.

Readiness & strategy

Project
  • AI readiness assessment — use-case inventory scored by value and risk
  • Data-readiness review
  • 12-month adoption roadmap

Governance

Project
  • Acceptable-use policy and vendor / data-governance standards (privacy- and HIPAA-aware)
  • AI risk register
  • Board education briefing

Pilots & enablement

Workshop
  • Scoped pilots with defined success metrics and a go / scale / stop decision
  • AI training and enablement by department, with a prompt and workflow library the client keeps
  • Hands-on workflow builds — invoice intake, board-pack drafting, and variance narratives
The OAS engagement standard

Every engagement delivers, without exception.

The format changes with the question. What lands on your side of the table does not.

  • 01An executive-level report summarizing scope, findings, analysis, and recommendations.
  • 02An implementation roadmap with scope, objectives, responsible parties, and timelines.
  • 03Mid-engagement and completion check-ins with leadership and responsible parties.
  • 04Traditional financial models as working Excel files — you own them.
  • 05AI models and tools — workflows, skills, agents, automations, prompt libraries — documented and turned over to your team with training.

The value of the engagement is retained by you — and should clearly exceed its cost.

Advisory boundaries

On the advisory side of the line.

OAS provides advisory and consulting services only. The client retains management responsibility and final decision authority. We do not set policy, make management decisions, authorize or execute transactions, take signing or banking authority or custody of assets, prepare source documents, supervise client staff, or sign or file returns.

You designate a qualified individual to own decisions and oversee our work. These boundaries keep every engagement on the advisory side of the line — and let your team retain and use the deliverables through and well beyond each engagement.

Not sure which practice your question belongs to?

That is exactly what the first call is for. Fifteen to thirty minutes, exploratory and on me — nothing to send beforehand.